Get Flat 10% on Domestic Flights with IDFC FIRST Bank Credit Card EMI

• Visit ixigo.com or download the ixigo apps
• The customer should be logged into his/her ixigo account to avail the offer
• For flights, discount will be calculated on the booking amount (excluding convenience fee and any ancillaries purchased e.g, insurance)
• On hotels, discount will be given only on “Pay Now” bookings amount (excluding convenience fee and any ancillaries purchased e.g, insurance)
• Customer has to apply coupon code at the time of booking to avail this offer
• This offer is valid on payment made through IDFC FIRST Bank Credit Cards EMI option only
• This offer is not valid on full payments via IDFC FIRST Bank Credit Card (hereinafter referred to as Bank).
• The offer is valid for 1 booking per card per category per month
• Offer is not applicable on payments made through ixigo money, 3rd party wallets, net banking and debit card payments
• The offer cannot be combined with any other offer.
• In case of partial/full cancellation the offer stands void and customer will not be eligible for the discount
• If the Customer cancels the flight after the discount amount is availed, ixigo will deduct the discount amount from the refund and cancellation charges shall apply
• If there is any rescheduling or cancellation, customer has to bear the fare difference (regardless of whether the component is in the base fare or in tax + surcharge) and other rescheduling/cancellation fees.
• ixigo shall not be liable for any loss or damage arising due to force majeure events
• In the event of any misuse or abuse of the offer by the customer or travel agent, ixigo reserves the right to deny the offer or cancel the booking
• In no event the entire liability of ixigo under this offer shall exceed the amount of promotional discount under this offer
• ixigo shall not be liable to for any indirect, punitive, special, incidental or consequential damages arising out of or in connection with the offer
• User Agreement and Privacy Policy at ixigo website shall be applicable to all customers transacting and availing the offer during the offer period.
• Customers, who are Travel Agents by occupation, are barred from making bookings for their customers and ixigo reserves the right to deny the offer against such bookings or to cancel such bookings. For such cases, ixigo shall not refund the booking amount.
• This offer is non-cashable, not extendable and non-negotiable.
• Any query regarding the program will be entertained till 60 days from offer fulfilment date. Post such date; the Bank & ixigo will not entertain any correspondence or communication regarding this Program from the cardholder.
• Any person availing this offer shall be deemed to have accepted these Terms and Conditions.
• ixigo & IDFC FIRST Bank reserves the right, at any time, without prior notice and liability and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this offer or not, or to extend or withdraw it altogether.

Customer Acceptance terms while making payment through EMI

• I confirm that I have chosen EMI as the payment option to complete this transaction.
• I understand that a processing fee of 1% of the transaction amount (minimum Rs.99) plus taxes will be charged on this EMI transaction and transaction will be processed in 3 working days. I further acknowledge that in case of EMI transactions requested and processed on Amazon.in, the processing fee charged will be Rs. 199/- + GST.
• Bank has the sole right to decline or accept any EMI conversion request subject to the eligibility of the customer.
• I understand that the EMI amount will be a part of the Minimum Amount Due payable during the EMI tenure.
• I understand that in case of transaction reversal or cancellation, I must reach out to bank for EMI cancellation. In case of EMI cancellation, foreclosure fee of 3% on the outstanding principal amount of EMI transaction, at the time of foreclosure along with the Pro-Rated Interest will be charged to the customer.
  • Pro-Rated interest is the interest amount applicable for period between EMI conversion date and date of foreclosure in case no EMI is billed.
  • In case any EMI is billed, pro-rated interest amount will be the interest amount applicable between last EMI billed date and date of foreclosure. Interest will not be charged for the remaining EMI tenure post foreclosure.
• Entering the PIN number, One-time password or tapping the credit card for contactless payment will be treated as the acceptance of all terms and conditions.
• I have fully understood and have accepted the terms and conditions (as given in the cardmember agreement on the website https://www.idfcfirstbank.com) of converting credit card transactions in EMIs.
• GST will be applicable on interest; Processing fee and Foreclosure charges will be billed separately along with respective charges.
• I understand that the EMI/Subvention and any additional cashback if applicable, may take up to 90 days for processing and will be credited to my credit card by issuing bank, only on receipt of the cashback from the merchant/ manufacturer and subject to Issuing Bank’s discretion.
• I understand that in a No-Cost or Low-cost EMI transaction the merchant/manufacturer gives the discount/cashback amount to cover the complete or partial amount of interest levied by the bank.
• I understand that Processing/Foreclosure fees/GST applicable on any fees levied by the bank are not part of the No-cost or Low-cost offering provided by the merchant/manufacturer.
• I understand that Bank reserves the right to reverse any benefit availed by me, as a cashback or instant discount, in case the EMI transaction is foreclosed.
• Any customer availing the offer is assumed to have read and accepted these terms and conditions- https://www.idfcfirstbank.com/personal-banking/credit-card-merchant-emi-tnc